Sunday, May 29

Day: September 10, 2021

Long Term Care

Three Things to Know About Long-Term Care Insurance

Does your financial plan take into account all of the possibilities regarding your health and your ability to care for yourself in the future? Most people don't think twice about insuring their possessions, or protecting their families with a life insurance product. Yet many pass on the opportunity to purchase long-term care insurance, hoping they will be fortunate enough to avoid the need for costly extended care in their lifetime or believing they will somehow manage with their own resources if they do require it. Here are three reasons it makes sense for some people to consider investing in a long-term care insurance policy.There's a good chance you'll need some form of long-term care. According to the Department of Health and Human Services, 70 percent of Americans age 65 today can exp...
Insurance

No ROI Without Relevance in the Insurance Industry

Business strategy today is all about integrating some new insights and forging a comprehensive plan for success. According to a study by McKinsey, companies which use customer analytics extensively are more likely to generate above-average profits. Not stopping there, they also outperform less analytically oriented peers, staying in the lead across the entire customer lifecycle and enjoy much superior customer loyalty. How exactly is analytics helping enterprises? Much of the credit for this success is being attributed to how responsive businesses today are to customer needs and about their focus on establishing systems and guidelines relevant to the customers. Analytics provide insights into customer preferences to companies, which tailor their content and messages to stay relevant to cu...
Auto Insurance

How to Save on Insurance Costs When Buying a New Car

When you are buying a new car, you want to find ways to save on car insurance. There are many ways you can save on the cost of your insurance when you purchase a new car.Check the Car RatingInsurers charge more for cars that have high claims rates regardless of owner driving record. Some charge you less for collision and comprehensive coverage if your car scores well for durability and safety. Check the statistics on the new car you want before you buy.Raise Your DeductibleIf you can afford it, consider raising your deductible. The idea is that you can be prepared to pay for the damages yourself, so the insurance company does not have to in the event of an accident. They like this. So, if you can do it and transfer the risk to yourself, then you might be able to reduce your premiums up to ...
Vision

Where to Get Individual Vision Insurance

Individual vision insurance is a specific insurance policy tailored to take care of the eyes. It provides for financial help to pay for routine eye exams, glasses, and contact lenses. It is a great policy for people who have poor eye sight and spend hundreds of dollars each month on eye care.You can get either a group or an individual insurance policy. Group policies can be obtained through your company, or any other organization you work for. You can also obtain it through a government program such as Medicaid. Consult your company policy to know more about it.If you want to purchase an individual policy (perhaps because you are self-employed, or your company does not offer individual vision insurance plans), you will be happy to know that most insurance providers sell separate policies f...
Supplemental

Medigap Comparison

The importance of Medigap comparison prior to selecting the right supplemental medical insurance for you or someone in your family cannot be overstated. With medical costs going through the roof in the last few years, it is very important to find a plan that suits your needs at a competitive price. The make-or-break moment happens during the plan selection process where prospective policy owners need to consider all the important aspects in order to come up with the best offer that works for them.The best Medigap comparison strategies take the following into consideration as primary basis for deciding on the best supplemental insurance policy currently on the market:- Scope. The reason why prospective policy owners consider getting Medigap in the first place is because their basic Medicare...