Friday, May 27

Day: September 7, 2021

Auto Insurance

7 Scenarios Wherein a Car Insurance Claim Might Get Rejected

Car insurance is a mandatory investment as the law. Therefore, a large number of car owners opt to pay a premium for a car insurance policy to safeguard their cars against a possible collision. However despite this, a majority of their claims are rejected by companies. This is because people are unaware or rather ignorant to the intricacies related to car insurance. Therefore, a major chunk of car insurance claims are rejected. To stop this from happening, let's go through a list of reasons where a car insurance claim might get rejected:1. Intimating your insurer late or not at all: Please be informed that your claim is destined to be rejected if you fail to inform your insurance provider in the stipulated timeframe. On an average, you should update your insurance company within 48 to 72 h...
Personal Property

Is It Worth The Cost Of Buying A Cell Phone Insurance?

Nowadays, smartphone usage has become ubiquitous, thanks to the many innovative technological developments in mobile phones. It is almost unthinkable to leave the house without the mobile that is widely used to check email, look up reviews for a restaurant, or play a quick game on the device.However, the price tag of a smartphone is quite higher due to the presence of an impressive range of functionalities. The unfortunate thing to happen is losing your phone. It could slip out of your hand and onto the ground, fall into the toilet, or mistakenly get left behind somewhere, never to be found again. Ordinarily, you are on the look out to buy another phone for yourself, and that could cost you a few hundred dollars.A common alternative to the high cost of getting a replacement is to sign up f...
Health

Health Insurance Solutions Part II

Time and time again there is a solution to every problem, challenge, obstacle or anything else that may cause us to fret. Ecclesiastes 3: 1-8. The Affordable Care Act never stated insurer had to do away with the underwriting process. Several elements to sell plans were implemented to conform and to be compliant with the law which included: essential health benefits which are all necessary; with the exception of pediatric dental and vision coverage, especially for someone who does not have minor children in their custody.The other element is the fact that carriers could no longer deny coverage to consumers who has more than enough health related conditions with exorbitant premiums, terms in the insurance world "rated" because of preexisting conditions. This is the major problem facing the ...